Insurance carriers underwrite covered risks through a disciplined lifecycle, gather data, model exposure, price, monitor, reduce loss, but manage human risk with outdated annual training and click-rate metrics. This session applies that same underwriting model to employee behavior, mapping six 2026 attack patterns (thread hijacking, voice lures, synthetic identity fraud, and more) to specific insurance roles and vulnerabilities. Fable's four-stage model: Identify, Quantify, Intervene, Track delivers measurable behavior change, proven at Pennymac and other regulated customers, offering carriers compliance-ready evidence and a path toward lower premiums through targeted, provable risk reduction. Register to save your seat today.